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Delmastiff Astra Messiah
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Joined: 29 Apr 2005 Posts: 6441
Location: Herts / Essex Border
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Posted: Mon Jun 02, 2008 11:25 pm Post subject: |
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Stephen wrote: | Delmastiff wrote: | £275 fully comp with agreed valuation of £7000 on the turbo with all mods declared. Cheap insurance for nearly 300BHP ![big grin](images/smiles/biggrin.gif) |
Heres where I get confused by insurance companies. Just tried HIC for a quote today.
I'm 38, full no claims, no points, no accidents.
My astra has the 16v bits (engine, gearbox, brakes, complete back axle) has a K&N air filter and a Piper exhaust. Sits on mk1 GTE wheels, no ICE, alarmed, immobiliser, kept in locked garage .. oh and limited mileage (3k)
I valued it at £1,250 (prob too much I know)
My quote ..... £290
Can I say wtf ?? |
Jeez, thats crap. I'm 40 so around the same age so I can't understand why yours is so high, post code maybe?? _________________
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justEdnow Astra Demon
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Joined: 29 May 2005 Posts: 3594
Location: Cork
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Posted: Tue Jun 03, 2008 7:43 pm Post subject: |
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Gotta take in to account what original car is and post code as Lee says. ![big grin](images/smiles/biggrin.gif) _________________ Die rust die!!!!!![](http://i131.photobucket.com/albums/p319/ed8vtubby/madcat.gif) |
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mk indy blade Astra Expert
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Joined: 08 Aug 2005 Posts: 1715
Location: west yorkshire
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Posted: Tue Jan 06, 2009 7:49 pm Post subject: |
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my quote with all mod and agread valaue of 7.5k
£329 fullcomp |
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Red_rocket Astra Newbie
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Joined: 08 Apr 2010 Posts: 9
Location: London
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Posted: Tue Apr 13, 2010 10:52 am Post subject: Insurance |
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My Quote:
Vernon's old car, with a Tracker
32, ts10
£1800!!! and no agreed value.
From HIC
HELP!!!!!!!
My other car was cheaper to insure, faster and worth more. Whats going on! _________________ You can sleep in your car, but you cant race your house ![Smile](images/smiles/icon_smile.gif) |
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matt Moderator
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Joined: 30 May 2005 Posts: 5212
Location: West Brom
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Posted: Tue Apr 13, 2010 12:06 pm Post subject: |
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Thats a mental quote.
Have you got reduced mileage?
Who else have you tried? _________________
Aim Low, Reach Your Goals and Avoid Disappointment |
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jamin Astra Expert
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Joined: 07 Mar 2006 Posts: 1731
Location: Essex
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Posted: Tue Apr 13, 2010 2:22 pm Post subject: |
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I tried Brentacre. Recommend by pug306.net. They were £40 cheaper than anyone else on my standard car.
They are very reasonable up to 180bhp apparently but over this I cant comment. |
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jamin Astra Expert
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Joined: 07 Mar 2006 Posts: 1731
Location: Essex
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Posted: Tue Apr 13, 2010 2:28 pm Post subject: |
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You could try Footman James they are very good. I have heard that one part of them (either footman or james) has parted company with them and now offers super discounts as another firm, problem is I dont know which one or what company they have now formed! |
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madads Astra Expert
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Joined: 30 Jun 2006 Posts: 2286
Location: Cleckheaton West Yorkshire UK
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Posted: Thu Jul 01, 2010 11:38 pm Post subject: |
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I rung Hic today to see what I would be looking at price wise on Janet, 37 no ncb (used on other car) Fully comp, full recovery, £170 excess, £75 windscreen cover, agreed value of £3000 (after photo proof) Does this sound ok for my mods?
Mods: 17" alloys, lowered 60mm, bucket seats, uprated brakes, 2ltr modded engine, GTE kit & s/s exhaust.
My quote>> £357.38 _________________
Owns MK1 Astra, Pug 306 |
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matt Moderator
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Joined: 30 May 2005 Posts: 5212
Location: West Brom
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Posted: Fri Jul 02, 2010 8:51 am Post subject: |
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Thats a good quote. I got my van with HIC and my premium is about the same. Did they do it on a classic's policy for you? As they should.
Also you can reduce it by having limited mileage. I'd also say that when you sort out the agreed value go for at least £5000 as think about how much it would cost to replace and do the work again. _________________
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madads Astra Expert
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Joined: 30 Jun 2006 Posts: 2286
Location: Cleckheaton West Yorkshire UK
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Posted: Fri Jul 02, 2010 10:06 am Post subject: |
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Yeah Matt they did do it on classic car, £5k will alter it when I ring back.
Cheers _________________
Owns MK1 Astra, Pug 306 |
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ecky7 Astra Enthusiast
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Joined: 28 Jul 2010 Posts: 218
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Posted: Sat Sep 25, 2010 1:25 am Post subject: |
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Its funny thing this insurance. i went onto compare etc and with TPFT, the best qoute was £634 (no breakdown cover etc).
The lady phoned me the next day and asked 'how was your quote'. i said, 'a joke at that price'.
She then said, 'its quite old and you can go classic', so i said, 'go on then what is the price'. she said, well you can't use your NB and windscreen is in and breakdown homestart etc. i said ok ok, how much, thinking about a grand, she said £86.10.
i thought i would go with the £86.10 one, including the 5% tax lol.
crazy |
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ecky7 Astra Enthusiast
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Joined: 28 Jul 2010 Posts: 218
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Posted: Sat Sep 25, 2010 1:38 am Post subject: |
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i took a screen shot of one of the quotes. the org quote has gone now, but it is still £690.00. crazy
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mk1astramad Astra Demon
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Joined: 28 Feb 2006 Posts: 3805
Location: wrexham
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Posted: Sat Sep 25, 2010 11:57 am Post subject: |
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i know it was last year so premiums would have gone up but with hic i was paying £290 FC with a 7k agreed value, ,,, car details
1983 3dr 1300s standard 69bhp
c20let chipped and uprated to 280bhp, so the power had increased by 4 times
uprated brakes
lowered
alloys with a replacement cost of £1000
non standard interior (gte)
uprated exhaust system
non standard body kit..again gte
cobra cat1 alarm and immobiliser
all work carried out by myself....thats a risk on its own
garaged at home in ll14, 5k capped mileage a year with use as social domestic and pleasure aswell as work travel
i was 27 ,married,home owner with the mk1 as 4th car with 2 yrs ncb but on a classic they dont really matter, and i got my club discount aswell
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fumare Astra Newbie
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Joined: 21 Mar 2013 Posts: 8
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Posted: Sun Jul 28, 2013 11:04 am Post subject: |
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They cover 'Norn Iron' as well
standard gte, 5k limit, garaged, no excess. £225
i'm over the moon with this quote. sold. |
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