Insurance Damage Categories Info Please

[Delmastiff]

Does anyone understand how they work?

For instance, what is a category C, D etc?

Cheers

[Crafty]

In short...

A = Should be crushed immediately.
B = Can be used for parts only.
C = Uneconomical Repair. Has to be inspected or re-registered as damaged repaired to be put back on road.
D = Uneconomical Repair. Has to be re-registered as damaged repaired.
F = Fire damage.

have a look here.. http://forum.parkers.co.uk/topic.asp?TOPIC_ID=12557

[Delmastiff]

Thanks for that.

So a cat D car can be repaired and put back on the road but doesn't need to be inspected yes? Does that mean then that a cat D isn't 'too badly' damaged?
How do they re-issue the V5, don't they need any evidence that it's been repaired?

My question refers to a car that would normally be worth around £2500, this is a summary of the damage:

[Crafty]

I always thought D was just uneconomical repair, but superficial ( i.e. panels need replacing ), I guess if the DVLA have been informed they will re-issue a V5 on receipt of a MOT for the car ? not sure.

200sx eh ? some say underrated, some say they're rubbish.. looks worth a try on paper though. They were never all that expensive so by the time you've bought panels to repair it might be just as cheap to buy a non bent one ? just a thought.

[paddyxe]

if you buy a damaged car on cat c it will need a vic test! they wont send the logbook till you have passed the vic! (vehicle identy check) just a way of making sure you havent rung the car! cat d dont norn need em. cat b break only! cat a go to the crusher imediatley!

gutted today a insurance assesor came to my bodyshop had my eye on my brothers lexus as salvage till the assesor said 95 percent sure will be cat b! apprantley it goes by the cost to repair the car i,e every thing new from lexus (get your wallet out!)