HIC Discount

justEdnow · Astra Demon Joined: 29 May 2005 Posts: 3594 Location: Cork

Gotta take in to account what original car is and post code as Lee says. big grin

mk indy blade · Posted: Tue Jan 06, 2009 7:49 pm Post subject:

my quote with all mod and agread valaue of 7.5k
£329 fullcomp

Red_rocket · Astra Newbie Joined: 08 Apr 2010 Posts: 9 Location: London

My Quote:

Vernon's old car, with a Tracker

32, ts10

£1800!!! and no agreed value.

From HIC

HELP!!!!!!!

My other car was cheaper to insure, faster and worth more. Whats going on!

matt · Posted: Tue Apr 13, 2010 12:06 pm Post subject:

Thats a mental quote.

Have you got reduced mileage?

Who else have you tried?

jamin · Posted: Tue Apr 13, 2010 2:22 pm Post subject:

I tried Brentacre. Recommend by pug306.net. They were £40 cheaper than anyone else on my standard car.

They are very reasonable up to 180bhp apparently but over this I cant comment.

jamin · Posted: Tue Apr 13, 2010 2:28 pm Post subject:

You could try Footman James they are very good. I have heard that one part of them (either footman or james) has parted company with them and now offers super discounts as another firm, problem is I dont know which one or what company they have now formed!

madads · Posted: Thu Jul 01, 2010 11:38 pm Post subject:

I rung Hic today to see what I would be looking at price wise on Janet, 37 no ncb (used on other car) Fully comp, full recovery, £170 excess, £75 windscreen cover, agreed value of £3000 (after photo proof) Does this sound ok for my mods?

Mods: 17" alloys, lowered 60mm, bucket seats, uprated brakes, 2ltr modded engine, GTE kit & s/s exhaust.

My quote>> £357.38

matt · Posted: Fri Jul 02, 2010 8:51 am Post subject:

Thats a good quote. I got my van with HIC and my premium is about the same. Did they do it on a classic's policy for you? As they should.

Also you can reduce it by having limited mileage. I'd also say that when you sort out the agreed value go for at least £5000 as think about how much it would cost to replace and do the work again.

madads · Posted: Fri Jul 02, 2010 10:06 am Post subject:

Yeah Matt they did do it on classic car, £5k will alter it when I ring back.
Cheers

ecky7 · Astra Enthusiast Joined: 28 Jul 2010 Posts: 218

Its funny thing this insurance. i went onto compare etc and with TPFT, the best qoute was £634 (no breakdown cover etc).
The lady phoned me the next day and asked 'how was your quote'. i said, 'a joke at that price'.
She then said, 'its quite old and you can go classic', so i said, 'go on then what is the price'. she said, well you can't use your NB and windscreen is in and breakdown homestart etc. i said ok ok, how much, thinking about a grand, she said £86.10.
i thought i would go with the £86.10 one, including the 5% tax lol.
crazy

ecky7 · Astra Enthusiast Joined: 28 Jul 2010 Posts: 218

i took a screen shot of one of the quotes. the org quote has gone now, but it is still £690.00. crazy

mk1astramad · Posted: Sat Sep 25, 2010 11:57 am Post subject:

i know it was last year so premiums would have gone up but with hic i was paying £290 FC with a 7k agreed value, ,,, car details

1983 3dr 1300s standard 69bhp
c20let chipped and uprated to 280bhp, so the power had increased by 4 times
uprated brakes
lowered
alloys with a replacement cost of £1000
non standard interior (gte)
uprated exhaust system
non standard body kit..again gte
cobra cat1 alarm and immobiliser
all work carried out by myself....thats a risk on its own laughing

garaged at home in ll14, 5k capped mileage a year with use as social domestic and pleasure aswell as work travel

i was 27 ,married,home owner with the mk1 as 4th car with 2 yrs ncb but on a classic they dont really matter, and i got my club discount aswell
big grin

fumare · Astra Newbie Joined: 21 Mar 2013 Posts: 8

They cover 'Norn Iron' as well big grin

standard gte, 5k limit, garaged, no excess. £225
i'm over the moon with this quote. sold.